Terms and condition

1. Objectives

It is the goal of Finladder Options to help users enter and navigate the cryptocurrency space, and provide tools to help users make their own sound decisions relative to growing their wealth. Services are intended for medium- and long-term investors.

2. Activities

2.1 Account creation

Finladder Options will create the necessary crypto exchange accounts on behalf of, and with permission of the user. Once account set-up is complete, users are provided with the account credentials and password change instructions, at which point users will have full control over their account. Users are the full and sole owner of their exchange accounts and carry all responsibilities that come with opening, holding, and managing such accounts.

2.2 Asset allocation

Finladder Options uses dynamic, proprietary algorithms to define and perform portfolio allocation, based on user input. Manual trades or transactions conducted by users may limit Finladder Options’s account monitoring and reporting ability.

2.3 Fund deposits and withdrawals

Users are responsible for depositing and withdrawing funds to/from their account, however Finladder Options will provide clear instructions on how to do so.

2.4 Account monitoring and reporting

Finladder Options will continuously monitor user accounts and provide users with a monthly dashboard with easy-to-understand portfolio and performance details.

3. Fees

3.1 Promotions

Finladder Options reserves the right to apply promotional discounts to the fees listed under 3.1. This is completely at Finladder Options’s discretion.

3.2 Other fees

Finladder Options does not charge any additional or hidden fees. For any transaction or trading fees that may be charged by cryptocurrency exchanges and/or banks, users accept full responsibility.

4. Security

4.1 Infrastructure

Finladder Options is powered by Google Cloud. Google Cloud helps reducing the cost, complexity, and risk associated with security and compliance in the cloud.

4.2 Exchanges

Finladder Options thoroughly vets its partners and only works with major “top-10” exchanges. User funds remain on their personal exchange account and interactions between Finladder Options and user accounts are performed by means of customer owned API keys. API access is limited, hence in the unlikely event of a security breach, no fund withdrawal can take place.

5. Disclaimer

5.1 Financial advice

Finladder Options does not provide financial advice. Binary Mining TechT is not a Registered Investment Advisor, Broker/Dealer, Financial Analyst, Bank, Securities Broker, Commodity Trade Advisor, or Financial Planner. The information provided, such as optimal fund allocation, is based on user input and for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to you. Before using Finladder Options, users should seek the advice of a qualified investment professional and undertake their own due diligence. Finladder Options is not responsible for any investment decision made by users.

5.2 Warranties

Finladder Options disclaims to the full extent authorized by law any and all warranties, whether express or implied, including, without limitation, any implied warranties, merchantability or fitness for a particular purpose. Finladder Options does not warrant that its services and applications will be free of bugs, errors, viruses or other defects, nor that trade results will be profitable.

5.3 Liability

In no event can Finladder Options or any of its owners be liable to users or any party related to users for any indirect, incidental, consequential, special, exemplary, or punitive damages, lost profits, or losses, even if Finladder Options has been advised of the possibility of such damages. In any event, Finladder Options’s total aggregate liability to users for all damages of every kind and type (regardless of whether based in contract or tort) shall not exceed the fees paid to Finladder Options for the use of our services or applications.

6. Risks

Investing in any asset class, including crypto currencies, holds numerous risks, for example: technology risks, exchange risks, security risks, regulatory risks.  Before deciding to leverage Binary Mining TechT services, users should carefully consider their investment objectives and risk appetite. The possibility exists that users lose some or all of their initial investment and therefore no money should be invested that users cannot afford to lose.

As with any market, for a transaction to happen it requires a seller, a buyer, and a price agreement. Loss-limiting strategies such as stop-loss orders may not be effective because market conditions or technological issues may make it impossible to execute stop-loss orders. Binary Mining TechT is not responsible for any losses incurred as a result of using Binary Mining TechT’s advisory services.

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7. Privacy

Finladder Options is fully compliant with GDPR (General Data Protection Regulation), an EU regulation enforceable as of May 25, 2018. Binary Mining TechT stores the minimum possible amount of user data necessary to deliver its services. Stored user data includes: name, date of birth, country of residence, email address, and exchange API keys (encrypted). User data will never be shared with any third party before explicit user consent. Users have the right for their user data to be forgotten, which can be requested over email.

8. Communication

The User understands and agrees to the preceding sections. The User also agrees to the following:

• User agrees to not hold Finladder Options liable for any realized trading loss in any currency or asset;
• User reserves the right to stop using Finladder Options at any point;
• You agrees and warrants that any information provided to Finladder Options is accurate and complete;
• User agrees that Finladder Options is offering a Software as a Service (SaaS). This means that Binary Mining TechT monitors user accounts on users’ behalf on exchanges that are not affiliated with Finladder Options;
• User agrees to take full responsibility for identifying and paying any tax liabilities that may exist as a result of trading, or Finladder Options services in general;
• This agreement is governed by and construed in accordance with the Dutch law and any dispute, which cannot be amicably resolved, shall be submitted to the jurisdiction of the Court in the Netherlands;
• Binary Mining TechT reserves the right to terminate or deny service to anyone, at any time, for any reason.